Insurance

Going round in circles….

Traffic
There has been a great deal of discussion in the media lately regarding dangerous traffic intersections in YYC. There are a number of reasons why some intersections are more problematic than others. Increased traffic demands exceeding designed capacity, aging infrastructure, confined space preventing larger intersections, topography, poor drainage, glare from sunlight, etc to name a few.

Traffic circles, or “roundabouts” as our friends across the pond like to call them, are becoming increasingly more common here in Calgary. For a lot of us when we think of traffic circles we think of Clark W Griswold stuck driving around the Lambeth Bridge roundabout in London for hours… “ Look kids!  Big Ben, Parliament!”

While traffic circles may seem daunting to some, the truth is traffic circles are a safer, and more efficient way of moving traffic. A recent study showed that traffic circles provide the following benefits:

  • A 37% reduction in overall collisions
  • A 75% reduction in injury collisions
  • A 90% reduction in fatality collisions
  • A 40% reduction in pedestrian collisions

There are some key reasons for these results.

  • Lower travel speeds. Drivers must slow down and yield to traffic before entering the traffic circle. Speeds in the circle are typically 15-30km/h so when a collision does occur it’s typically minor and causes fewer injuries due to lower speeds.
  • No light to beat. Traffic circles are designed to promote a continuous flow of traffic. Because of this flow it eliminates drivers racing to catch the green, or panic braking on yellows and reds.
  • One way travel – roads entering the circle are gently curved to direct drivers into the intersection and help them travel around the circle. The curved roads eliminate the possibility of T-bone and head on collisions.
  • Traffic circles are more effective during power outages as there is no dependence on traffic lights.

From an insurance perspective traffic circles are a great alternative to signal and sign controlled intersections. There are fewer accidents, and those that do occur have a much lower likelihood of injury.  Reducing the frequency and severity of auto insurance claims helps to keep insurance premiums low ensuring everyone can access the coverage they need.

Let’s just hope we don’t wind up with traffic circles like England’s 7 circle magic roundabout in Swindon.

Happy travels!

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